Alliance, Ohio: Cats, Castles, and Carnations

Looking for an interesting place to visit in the United States? The town of Alliance, Ohio may not sound like the most exciting of places, after all it sounds a bit like a health care company, but Alliance stands as a reason why you should never judge a town by name alone. Ruth Lang, a journalist from the Alliance Review, best explains Alliance. She had this to say of the town and its people, “The people of Alliance are incredibly friendly and approachable. As the location of Mount Union, the town has the feel of a small college town.”

Alliance is best known for its yearly Carnation Festival that celebrates the first cultivation of the scarlet carnation in the United States, which occurred in Alliance. In 1876, an Alliance doctor named Levi L. Lamborn, the initial cultivator of the flower, ran against William McKinley. He gave McKinley a carnation to wear on his flower before every debate, and McKinley soon became closely associated with the flower. Today, the carnation is the official flower of the state of Ohio.

Ruth Lang says that the center of Alliance has seen its ups and downs, but has recently been growing tremendously, State Street in particular. There are several local restaurants that Lang points out as of interest. Anthony’s is a locally owned Italian restaurant that has been in business for a very long time. Andrea’s Garden is a healthy place to eat that has sprung up to cater to the college crowd of Mount Union. In addition, an Alliance farmers’ market occurs every Saturday.

Lang also cites the artsy lifestyle as of interest in Alliance, as well as its natural attractions. The town is home to an upstart music studio, and a number of artists. Natural attractions include a butterfly museum, nature walk, and petting zoo. Those interested in mankind’s contributions to the world will find plenty of shopping in nearby Canton.

Alliance is also home to both historic and peculiar sites. Lang was particularly adamant about Glamorgan Castle, built in 1904 by Col. William Henry Morgan, the president and owner of Morgan Engineering Co. The castle is now owned by Alliance City Schools and serves as an administration building. Tours are available by appointment. More peculiar is the Feline Historic Museum, which is free to attend. The museum focuses on the artwork and history of cats, and is billed as the largest cat museum in the United States.

Alliance may not be common on tourists’ list, but its artsy fervor, peculiar sensibilities, and small town charm are among the reasons it should be. Visiting the town of Alliance is an experience that exemplifies what makes the state of Ohio unique. Make sure to put Alliance on the list of Ohio must sees.

Illinois Health Insurance – Thinking iChips is the Only Answer? Maybe Not!

Many people feel that to get Illinois health insurance with a pre-existing health condition is virtually impossible without going to the Illinois CHIP program. In some cases this might be true. But is it true in all cases? Maybe not! It will depend on the pre-existing health condition that you have.

Each health insurance carrier that solicits sales in Illinois, whether it is Blue Cross Blue Shield, Humana, Health Alliance or United Health Care, underwrites a little differently for each health condition based on their own actuarial tables and claims experience. A lot of times what it boils down too, is what that condition cost them in the past? That is why many different health insurance carriers only approve the application with a rider or exclusion attached to it. When a health insurance carrier does this it simply means they are not willing to take the risk for the amount of premium they receive in return.

If a carrier approves your application but is putting a rider on your health condition that doesn’t mean you have to accept it, you can refuse to take it. In choosing not to though the carrier will simply withdraw their offer for coverage. That’s a decision that you would need to decide for yourself. Considering whether the risk of taking that rider is worth the benefit of the having a lower premium.

What if you had a complete hip replacement 3 years ago and you have never seen a doctor for it since.

Would having coverage for your hip be important to you?

I would certainly think so, who wouldn’t want to have it covered. Almost every carrier in this state would refuse to offer you coverage without a rider or exclusion on your hip. So one would think the only way to have your hip covered would be to go onto the state run CHIP program. Not true! If you were to fill out an application with Health Alliance, which is only available to Illinois residents your hip would be covered without a rider or exclusion.

That is why it is critical to go with an agent or agency that specializes in health insurance. They will be the ones that can give you advice as to what you’re best options are.